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To earn a secondary education is expensive and many students take out loans to cover their tuition costs. So when choosing a degree program to enroll in it is important to make sure the job you are pursuing is worth and will cover the cost of high student loans.

According to the U.S. Bureau of Labor Statistics, 14 of the 20 fastest growing occupations in terms of jobs do not require college degrees. However, the six careers that do are the most lucrative and secure. The payoffs for pursuing a career in business, health care, and technology are worth earning degrees in those fields.

Business -- a lot of administration work in terms of financing, management, human resources, etc. is required in tomorrow's economic landscape. In addition, more financial regulations mean the demand for accountants is higher than ever. A Bachelor's in business administration, accounting, or related field paired with internship experience should be enough to get interviews.

Health care -- as the population has aged and the country becomes more health-conscious, the demand for workers in the health care field has exploded, along with respective salaries. The demand for registered nurses, physical therapists, and home aides is high and will continue to grow. Associate, Bachelor's, or Master's degrees are available and required to get a job in this area.

Technology -- with the population becoming more computer savvy and the advances in biotechnology and green-energy, the demand for technological products and the people who produce them is high and careers in these earn the highest among all the fastest growing occupations. Earning a Bachelor's degree in biomedical engineering or computer science / software engineering pays off huge dividends and is required for most jobs in this area.

JOB GROWTH 208-2018

OCCUPATION JOBS* SALARY** EDUCATION REQUIRED
Registered nurses 581,500 $62,450 Associate degree
Home health aides 460,900 $20,460 Short-term on-the-job training
Customer service representatives 399,500 $29,860 Moderate-term on-the-job training
Combined food preparation and serving workers, including fast food 394,300 $16,430 Short-term on-the-job training
Personal and home care aides 375,800 $19,180 Short-term on-the-job training
Retail salespersons 374,700 $20,510 Short-term on-the-job training
Office clerks, general 358,700 $25,320 Short-term on-the-job training
Accountants and auditors 279,400 $59,430 Bachelor's degree
Nursing aides, orderlies, and attendants 276,000 $23,850 Postsecondary vocational award
Postsecondary teachers 256,900 $58,830 Doctoral degree
Construction laborers 255,900 $28,520 Moderate-term on-the-job training
Elementary school teachers, except special education 244,200 $49,330 Bachelor's degree
Truck drivers, heavy and tractor-trailer 232,900 $37,270 Short-term on-the-job training
Landscaping and groundskeeping workers 217,100 $23,150 Short-term on-the-job training
Bookkeeping, accounting, and auditing clerks 212,400 $32,510 Moderate-term on-the-job training
Executive secretaries and administrative assistants 204,400 $40,030 Work experience in a related occupation
Management analysts 178,300 $73,570 Bachelor's or higher degree, plus work experience
Computer software engineers, applications 175,100 $85,430 Bachelor's degree
Receptionists and information clerks 172,900 $24,550 Short-term on-the-job training
Carpenters 165,400 $38,940 Long-term on-the-job training
* additional jobs through 2018

** median income as of 2008


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